'Spring Breakers,' 'Passion,' And 'To The Wonder' Lead Venice

With the line-up for the Toronto International Film Festival dropping a few days ago and the list for Venice out today, the festival circuit has arrived! The lead stories for the Venice line-up aren't nearly as exciting as those coming out of Toronto. Harmony Korrine's "Spring Breakers" with James Franco and Selena Gomez will make [...]

Source: http://moviesblog.mtv.com/2012/07/26/spring-breakers-passion-to-the-wonder-venice/

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Notebook yedek parca8698401 - Multiverse

From Multiverse

Notebook yedek par?a ile ilgili blog sitemiz a??lm??t?r. Blogda notebook yedek parcalar?, notebook haberleri ve benzeri konularda bilgiler sunulmaktad?r. detayl? bilgiler i?in blogumuza bekleriz.

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A notebook computer, also called a laptop, is a smaller mobile computer. The term laptop was coined back in the 80's, because they were so small that they could sit on your lap.

All notebook computers open like a book to reveal a 12" to 20" screen and a keyboard at the base with a touchpad. This touchpad is also known as a track pad which acts as a mouse. A notebook computer's hardware is physically smaller in size and usually less powerful than a desktop. Most notebooks can do everything a desktop can these days, right from playing CD's, games, music, run office applications to surfing the web.

With most notebooks having several built-in USB ports, any peripheral can be connected to a laptop including printers, mp3 players, and external hard drives. Notebooks give the user the flexibility to work wherever they want, whether at home, at the beach or in an airplane. Wireless connectivity to the internet is one of the best features of notebook computers.

Even before desktops went wireless, people used their wireless connections with their laptop to surf the web anywhere they wanted. Notebooks opened up an altogether new world with their mobile technology. Businessmen could fly across the country and keep their files with them and access them from their personal notebooks whenever required. The notebook also found its use in the campuses around the world for students to take down notes, look up for resources and research topics online.

Notebook computers range in price from around $500 to $3000 depending on the power of the CPU, the amount of memory one needs, the audio and video features selected as well as the peripherals chosen. Another important determinant for the price of a notebook is its weight. Because the primary use of a notebook is its mobile computing, a light weight unit is important to many people. Notebooks range from 3 to 7 lbs in weight and one has to pay more for a lighter computer.

When you own a laptop, you are almost certainly going to need a notebook computer accessory. There are all sorts of notebook peripherals that help make portable computing easier and more convenient. If you are looking for a cheap notebook computer, there are a few issues you need to be aware of so that you do not skimp on quality.

Computers have become so commonplace in our lives that we sometimes forget that they are intricate pieces of technology that demand care. And notebook computers are no exception. You may also wish to own a used notebook computer or a refurbished notebook computer that has been cleaned, fixed, upgraded and is ready for reuse.

Refurbished notebooks are popular because they are a less expensive way of owning a notebook. The first commercially available laptop notebook computer was in 1981. It was heavy and slow. But it was also the first step in computer technology. Then in 1995, Microsoft launched Windows 95 which enabled laptop computers to contain a universal processor, the Intel Pentium. Since that time there have been some noteworthy innovations that propelled the notebook to reach millions of homes and offices worldwide.

The best budget notebook is what every consumer wants when looking for a nice portable computer. Notebook computers are perhaps the best type of computers that a person can buy and is the ultimate in portability. Notebooks are a favorite in computing. Because just as the cell phone has almost replaced the home phone, the notebook computer can do everything a desktop can.

So many people like to have a notebook exclusively, only because it gives them the flexibility to use it in bed at night, at their desk at work, or in a meeting halfway across the globe!

Source: http://update.multiverse.net/wiki/index.php/Notebook_yedek_parca8698401

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Feds Outline Model to Simplify Financial Aid Award Letters ...

Source: DiverseEducation.com

Colleges and universities are receiving a final version of the ?financial aid shopping sheet? designed by the Obama administration to provide students with standard, easy-to-understand information about their financial aid award and obligations.

The model letter is the culmination of an administration effort to get colleges to standardize award letters so that they provide clear information on grants, loans and other available aid to students along with the student?s total net cost of attendance. The Education Department and Consumer Finance Protection Bureau jointly unveiled the model after months of collaborating on the project.

?We are standing up for a simple and sensible concept: students should know before they owe,? said Richard Cordray, the bureau director.

Cordray said the letter is designed to minimize confusion so that students and their families understand their costs and risks.

?Too often students receive financial aid award letters that are laden with jargon, use inconsistent terms and calculations, and make it unnecessarily difficult to compare different financial aid awards side-by-side,? he said.

Since opening for business in 2011, the consumer bureau has heard from ?thousands of student loan borrowers who say that they simply did not understand what they signed up for,? he said. In some cases, students took out private student loans when they still had not exhausted all of their eligibility for subsidized federal student loans.

?All too often, borrowers got in way over their heads.?

Among other components, the shopping sheet clearly states the aid that will come to students in the form of grants, loans and scholarships. It also lists additional options such as college work study as well as the expected family contribution that students and their families are expected to make toward the cost of attendance.

While participation by colleges is voluntary, administration officials are calling on colleges to adopt the form. In June, the White House held a forum led by Vice President Biden in which 10 post-secondary institutions committed to using the model. The 10 included North Carolina A&T University, a historically Black institution. North Carolina A&T said it joined the initial wave of institutions using the letter because it wanted to avoid confusion among the large share of students at the university who rely on some form of financial aid.

?The form lays out what is a loan and what is a scholarship. It lays out the total cost of attendance including tuition, fees, and other expenses,? Cordray said. ?And in doing all of this, it enables prospective students to compare one college offer to another.?

The National Association of Student Financial Aid Administrators (NASFAA), which represents campus financial aid directors, is urging its members to ?carefully review? the shopping sheet before adopting it.

NASFAA President Justin Draeger said the Obama administration has incorporated some of the association?s recommendations for the final award letter. Yet he voiced some caution.

?While we are pleased that institutions are not required to adopt the shopping sheet, we remain concerned with the inflexible standardization of the shopping sheet, and more broadly, with the multitude of consumer disclosure initiatives that have been introduced in recent months,? he said in a statement. ?Institutions need flexibility to design a financial aid award letter that best meets the needs of their unique student populations.?

The shopping sheet is available at http://collegecost.ed.gov/shopping_sheet.pdf.

Source: http://www.ccnewsnow.com/?p=29020

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The Biggest Financial Hurdles Young People Face | Avid Investor ...

You?ve probably relied on your parents to manage your financial matters for years, and you may not know more than a few basic things about personal finance. Then you graduate from college, and suddenly you?re responsible for all kinds of important financial decisions. If you want to manage your finances responsibly, you?ll need to overcome the following challenges.

Financial Illiteracy
?The crying need for more financial literacy in Gen Yers cannot be overstated,? says consumer finance expert Kevin Gallegos, vice president of Phoenix operations for Freedom Financial Network. ?The good news is that managing finances is not an innate skill, but something that is learned like math, reading and writing.?

Unfortunately, financial literacy is rarely taught in schools. Gallegos says that Gen Yers must take the initiative to educate themselves about topics such as budgeting and living within one?s means, paying bills on time, managing credit and debt, making regular contributions to savings, tackling student loans, and planning for retirement. Following just one good online or print resource can provide the foundation to learn these basics, he says.

SEE: The Importance Of Your Credit RatingRepaying Student Loans

In an age where an undergraduate degree no longer seems to be good enough, student loans have become the biggest challenge facing many young people. ?There?s so much pressure to go to a good school and compete for limited jobs that a lot of students are taking out expensive loans to finance an education that won?t pay for itself no matter how good a job they land after graduation,? says attorney Shane Fischer of Winter Park, Fla. ?If I knew then what I know now, I wouldn?t have gone to an expensive private school and would have opted for the less prestigious public school.?According to FinAid.org, a student financial aid information website, more than half of graduate students borrow to finance their educations, and their average cumulative debt just from grad school is around $31,000. Almost all law students ? 88.6% of them ? borrow. These students incur an average of about $80,000 in debt. Students pursuing professional degrees fare similarly, with 86.2% borrowing and an average cumulative debt of more than $87,000. Undergraduate debt adds roughly another $10,000 to these students? debt loads.

SEE: Student Loans: Paying Off Your Debt Faster

Learning to Invest and Take Risks
The economy?s performance over the last few years has had a major impact on Gen Yers who haven?t been able to find jobs or who have watched their parents? investment returns disappear.

?Unfortunately, the economic downturn has caused many young adults to fear investing in the stock market,? says Rachel Cruze, professional personal finance speaker and daughter of financial expert Dave Ramsey. ?But you have to think longterm when investing in the stock market. The past few years have been rough, but over time the stock market has made money. If you begin investing early and often you?ll be able to build wealth through your investments,? she says.

Brian Ullmann, CFP and wealth manager at Ford Financial Group, an independent advisory firm in Fresno, Calif., also says that market turmoil has impacted 20-somethings? investment strategies.

?Our younger clients now have a much lower tolerance for riskand have more conservative portfolios. In fact, we have clients in their 20s who wish to have their portfolio positioned for someone twice their age,? he says. ?One of our concerns is that this new, more conservative positioning for Gen Y clients is a permanent change and one that could lead them to miss out on opportunities in the future.?SEE: What Is Your Risk Tolerance?

Overcoming Pressure to Follow a Worn-Out Path
?One of the biggest hurdles is overcoming societal pressures,? says Matthew B. Brock, CFP, senior partner and owner of Divergent Planning in Bethesda, Md.

Brock says Generation Y is constantly being told that there is a right way to plan financially. This advice often comes from an older generation whose financial status doesn?t show that their way is the right way.

?Young adults no longer want to keep up with the Joneses because the Joneses lost their jobs, lost their house and may never retire,? Brock says.

Gen Yers? choices reflect their preference for freedom and experience over property ownership, he says.

?Most young adults are waiting longer to get married, waiting longer to move to the suburbs and waiting longer to have kids,? says Brock.

Renting means they can leave a job and move to another city on a whim, save up and then take a few months off to travel, or quit a job to start a company. The American Dream does not always include buying a house, a nice car and earning a high salary. It means being free to do what makes you happy.

?Older generations need to recognize younger people may have a better idea of what happiness means than they ever did,? he says.

The Bottom Line
To overcome the challenges they face, today?s young adults need to educate themselves about personal finance, manage the student loan debt they?ve already incurred, avoid or minimize additional debt, learn basic investment skills, and not be afraid to choose their own paths. Also, as youth are so often advised, they need to practice patience.

?Remember that you?re still young and be content with what you have,? says Cruze. ?Work hard so that you?re able save up to make large purchases that you can afford without having to pay interest.?

Source: http://avidinvestorgroup.com/2012/07/the-biggest-financial-hurdles-young-people-face/

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Goulburn Greyhounds All Set For First TAB Greyhound Racing Date ...

Written By Tony Richens, New South Wales Greyhound Racing Correspondent 3 hours ago ?

Goulburn Greyhound Racing Club is less than a week away from staging its first TAB meeting and unveiling new state-of-the-art facilities that will make it one of the premier regional greyhound tracks in Australia.

Goulburn Mulwaree Council Mayor Geoff Kettle and Greyhound Racing NSW Chairman Eve McGregor will both be on hand at the Goulburn track on Tuesday 31 July to officially open the new facilities, which include a world-class kennel block and a new judge?s tower.

The upgrade, which cost more than $900,000, was achieved due to an unprecedented three-way partnership between the NSW Government, Goulburn Mulwaree Council and Greyhound Racing NSW.The unveiling of the new facilities coincides with Goulburn being granted TAB status, meaning each race meeting will be
beamed live into living rooms across Australia and the rest of the world on Sky Racing. Member for Goulburn, Pru Goward said she was pleased to see Goulburn Greyhound Racing Club become a
beneficiary of the NSW Government?s Country Racing Fund.

?I congratulate Goulburn Greyhound Racing Club on receiving this important funding and on behalf of the NSW Government thank Goulburn Mulwaree Council and Greyhound Racing NSW for their commitment to this project.?

Goulburn Greyhound Racing Club Secretary Patrick Day said the new facilities would provide one of the best race day experiences in regional Australia.

?These world-class facilities and the long-awaited introduction of TAB racing will make Goulburn a great destination to race greyhounds,? Mr Day said.

?I would like to thank Goulburn Mulwaree Council, the NSW Government and Greyhound Racing NSW for supporting the upgrade and making it a reality.?

Greyhound Racing NSW Chief Executive Brent Hogan encouraged participants of the sport to take advantage of the new facilities on offer.

?Goulburn is now a quality facility in a key regional area of NSW and I hope participants take advantage of it by nominating their greyhounds and experiencing the improvements first hand,? Mr Hogan said. ?We are now providing a TAB C racing option to owners and trainers from Sydney to Canberra and beyond as we further expand our TAB Network, which I?m sure will be appreciated by participants.?

Goulburn Mulwaree Council General Manager Chris Berry said the opening of the new facility was great for the city of Goulburn, as well as being the first stage of works that will transform the Recreation Area site.

?The Council was very happy to co-fund the new kennel block to allow for TAB Greyhound Racing to come to Goulburn,? Mr. Berry said. ?We are delighted that this will now provide extra exposure for the Goulburn brand around Australia and the world through the televising of 40 greyhound race meetings per year.?

?We are also really looking forward to the construction of the new Multi-Use Facility, in which Greyhound Racing NSW has agreed to be a funding partner, which will provide outstanding amenities and comfort for racegoers as well as a multi-function area for wider Community use.?

The Multi-Use Facility will feature a dedicated indoor viewing area overlooking the greyhound and harness tracks. The construction of the new building is scheduled to commence late in 2012 at a cost of $5.7 million, with Greyhound Racing NSW contributing $300,000.

Source: http://www.australianracinggreyhound.com/australian-greyhound-racing/new-south-wales-greyhound-racing/goulburn-greyhounds-all-set-for-first-tab-greyhound-racing-date/35432

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Colorado massacre suspect looks dazed in first court hearing

CENTENNIAL, Colorado (Reuters) - The man accused of killing 12 people in a shooting rampage at a midnight showing of the new "Batman" film in a Denver suburb made his first court appearance on Monday, looking drowsy and emotionless, his unruly hair dyed shades of orange and red.

James Eagan Holmes, 24, who was arrested outside the theater immediately after the massacre, appeared groggy during the brief hearing, staring straight ahead and occasionally closing his eyes as if fighting off sleep. He was shackled at the wrists and ankles.

About 40 members of the victims' families were seated on the left side of the courtroom. One man seated in the front row of the gallery glared at Holmes throughout the proceedings.

When Arapahoe County District Judge William Sylvester asked Holmes a question, he remained expressionless and his attorney answered for him.

Police say he presented a far different figure last Friday when, dressed in a gas mask and body armor and toting three guns, he opened fire at a packed midnight show of "The Dark Knight Rises" at a theater complex in the Denver suburb of Aurora in the early hours.

The dead include war veterans, an aspiring sportscaster who had narrowly escaped a shooting in a Toronto mall earlier this summer and a 6-year-old girl.

The girlfriend of 24-year-old Alex Teves said he died while saving her life from the gunman in the confusion of the dark movie theater.

"He protected me. My baby didn't hesitate. I was very confused, and he didn't hesitate," a tearful Amanda Lindgren, also 24, told Reuters.

Fifty-eight other people were wounded and many of them have serious injuries.

QUIET HIGH-ACHIEVER

Holmes, a former neuroscience student, also left his apartment booby-trapped with explosives that authorities said could have destroyed the apartment complex. They conducted a controlled detonation over the weekend.

Police say they are still searching for a motive for the crime, which baffled fellow students and acquaintances, and have asked for assistance from the FBI's behavioral analysis unit. They described Holmes, a native of San Diego, as a quiet high-achiever whose past gave little inkling that anything was amiss.

At the hearing the judge set a date of next Monday for formal charges to be filed.

Arapahoe County District Attorney Carol Chambers said she would consult with the wounded victims and families of the dead before making a decision on seeking the death penalty.

Chambers, who has prosecuted two of the three inmates now on Colorado's death row, told reporters outside the courthouse that the decision on the death penalty had to be made within 60 days of his arraignment, "so it's months down the line."

The crime meets all the elements of Colorado capital case law, including premeditation, multiple victims, and the killing of a child, said former Denver prosecutor Craig Silverman.

"If James Holmes isn't executed, Colorado may as well throw away its death penalty law," he said.

"I think would be justice," said David Sanchez, whose son-in-law Caleb Medely, 23, was shot in the head while attending the movie with his pregnant wife, Katie Medely, who is Sanchez's daughter. Caleb Medely survived but is in critical condition.

SOLITARY CONFINEMENT

"When it's your own daughter, and she escaped death by mere seconds, it really makes you angry," Sanchez said outside the courthouse. He had come for the hearing but was not able to get into the courtroom.

The judge also issued a protective, or "gag," order in the case that limited what attorneys, law enforcement personnel and court staff could say outside of court.

It was not clear if Holmes' parents or sister attended the hearing, but a lawyer retained by the family, Lisa Damiani, held a press conference to clarify a remark by the suspect's mother to an ABC-TV reporter soon after the shooting.

Damiani, speaking in San Diego, said that at the time of that early morning phone call, Arlene Holmes was not yet aware of the attack or accusations that her son was involved.

In telling the reporter, "You have the right person," Arlene Holmes was confirming her identity and not referring to her son.

The attorney said Arlene Holmes' comment to ABC had been misconstrued by some media to suggest that she was not surprised to hear that her son had been involved in the shooting rampage.

Damiani also said that the family was "doing as well as they can" under the circumstances but would not be discussing their son or his relationship with the family.

Holmes is in solitary confinement to protect him from other prisoners. Holmes had recently dropped out of a doctoral degree program in neuroscience at the University of Colorado's Anschutz Medical School, a few blocks from his apartment.

Meanwhile, "The Dark Knight Rises" took in $160.8 million at U.S. and Canadian box offices over the weekend, which was well below pre-opening estimates of a $170 million to $198 million debut, but still a strong number for the film that box office watchers said felt the impact of Friday's shooting.

(Additional reporting by Chris Francescani, Dan Whitcomb and Marty Graham. Writing by Claudia Parsons and Dan Whitcomb. Editing by David Storey and Eric Beech)

Source: http://news.yahoo.com/colorado-massacre-suspect-makes-initial-court-appearance-155733022.html

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Source: http://articlereference.net/sports-2/read-through-here-to-discover-how-physical-fitness-can-improve-your-air-jordan-pas-cher-lifestyle.html

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